Variable life insurance is a permanent life insurance policy with an investment component. Learn more about how it works and ...

A joint life insurance policy covers two people with one death benefit. These policies are usually permanent life insurance ...

These complex products tie cash value growth to the performance of an index, but it’s important to understand the limitations ...

Forbes contributors publish independent expert analyses and insights. True Tamplin is on a mission to bring financial literacy into schools. Life insurance is a crucial risk management tool within any ...

Term Insurance is a type of life insurance. It offers protection for a specific period, known as the 'policy term'. This term ...

A straight life insurance policy is more commonly known as whole life insurance since it’s designed to last the policyholder’s lifetime. The premium does not change and beneficiaries typically receive ...

Forbes contributors publish independent expert analyses and insights. Cicely Jones simplifies financial concepts for young professionals. I recently met a woman who, despite having a great career and ...

Everly Life reports 74 million Americans lack life insurance, primarily due to misconceptions about its cost, which are often ...

A $1 million policy might be more affordable than you think Written By Written by Insurance Writer, Buy Side John is a staff writer at Buy Side. He specializes in translating complex consumer and ...